Blog Posts tagged as: Finance

National Financial Literacy Month

Katrina

Dearest Bookworm,April was a busy month, with a stock market decline and a looming recession it is so important that we continue to educate ourselves and grow our Financial Literacy. As April closes and a new month begins I am leaving you with a short booklist that covers a multitude of financial topics that could be useful to know!Stock market 101 : from bull and bear markets to dividends, shares, and margins - your essential... guide to the stock market Investing for the first time can be intimidating. In easy-to-understand language, Stock Market 101, 2nd Edition provides the groundwork…

Twelve Ways to Invest in the Planet and Your Wallet!

Danielle

There is this misconception that to be ecologically friendly, you have to shell out more money on products like food or clothing. This is hardly true. Sometimes what is financially beneficial is also good for the planet! Here are 12 recommendations from library staff at the Brooklyn Public Library on how to save money and minimize waste reduction for a cleaner and brighter planet. Happy Earth Month!!  Your Local LibraryHave you ever considered that the Brooklyn Public Library is your one-stop shop in sustainability? Borrow board games, a tool library, books, DVDs, sewing machines,…

Achieving Financial Success for 2025 (The S.M.A.R.T Way)

Danielle

The Pew Research Center found that right behind health, exercise or diet, people are most likely to make a New Year’s resolution to improve their finances. The study also found that those who make resolutions are more likely to keep them.  One of the best ways to stick to a financial goal is by using the S.M.A.R.T method.  1) Ask yourself: what is your financial goal?  Here are some examples of financial goals you may be hoping to achieve: Saving for a vacation Growing your emergency fund Saving for school or to buy a house Paying off debt…

Things I wish I knew about Student Loans

Katrina

Ah Student Loans, the bane of my exsistence, and unlike Anthony Bridgerton, it is not the object of all my desires. My family had little experience with the financial aid and student loan process. So when it came time to apply for aid we had NO IDEA what we were getting ourselves into. If I am being honest, my story is not unique. I am one of 43 million borrowers who needed to take out Student Loans in order to get an education.  Here are some things I wish I knew before taking out Student Loans: Refunds are NOT free money Refund checks happen when you have more Aid (Grants,…

Avoid the Allure of Easy Money, It's Financial Literacy Month!

Natalie

"Hands Handing Money to Invest" by 401K 2012
The recent GameStop-Robinhood stock-trading frenzy reflects a trend among investors using commission-free trading apps. Individuals lurking on r/wallstreetbets and TikTok, convinced that a bet on a hot stock might solve their money woes, have contributed to a false concept of possibile outcomes for novice investors. As a business librarian, I would never recommend that you head to Atlantic City or Las Vegas to pay your rent, repay student loans, or retire, so it pains me to think that you would…